¿Como RETIRAR y DEPOSITAR con CUENTA NU? [Deposito y retiro Tarjeta Nu] 💜

How to Use Your Nu Account: Deposits and Withdrawals

Introduction to Nu Account

• The video introduces the Nu account, a debit account designed to compete with traditional banks by offering no fees and free delivery of the debit card.

• Rubén Darío discusses how the Nu account has gained customer trust through its credit card services, leading to positive reception despite initial doubts.

Withdrawal Options

• Key questions addressed include where to withdraw money from the Nu account and whether there are associated costs.

• Two withdrawal methods are available: virtual transfers or cash withdrawals. Virtual transfers can be made without any cost using interbank transfer options.

Cash Withdrawals at Supermarkets

• To withdraw cash, users must have their physical debit card and can do so at stores like Chedraui, La Comer, or Walmart while making a purchase.

• Users can request cash withdrawals between 500 and 2000 pesos for free at these supermarkets; however, Soriana charges a fee of 10 pesos regardless of purchase.

ATM Withdrawals

• Users can also withdraw cash from ATMs across various banks since the Nu card is backed by Mastercard.

• Fees vary by bank; for example, BBVA allows withdrawals up to 9,000 pesos with a fee of around 3-4 pesos, while Inbursa offers lower fees.

Deposit Methods

• Currently, direct cash deposits into the Nu account are not possible due to lack of agreements with supermarkets or other banks.

• The primary method for depositing funds is through interbank transfers from another bank or fintech app using either the 16-digit debit card number or an interbank key.

User Independence

• It’s emphasized that having a credit card is not necessary to open a Nu account; users can choose based on their needs.

Community Engagement