7 Best Investing Apps For Beginners In 2026

Best Investing Apps for 2026

Overview of the Video

• The presenter has spent 10 years reviewing investing apps and shares insights on the best accounts to start with in 2026, including key features and sign-up bonuses.

• Emphasizes extensive research conducted for this video.

Coinbase: A Hybrid Investment Platform

• Coinbase is highlighted as a top choice due to its recent update allowing stock trading alongside crypto, making it a hybrid platform.

• Offers fractional share investing starting at $1 and commission-free trades, available 24/5 during normal market hours.

• As the largest US-based cryptocurrency exchange, it supports over 150 tokens and operates in over 100 countries.

• Features include an easy-to-navigate basic app and a more advanced version with professional-grade tools like trading view charts and indicators.

• Introduces subscription service Coinbase 1 for zero trading fees on set volumes, Bitcoin rewards credit card options, and self-custody through a separate base app.

Robinhood: User-Friendly Investing

• Robinhood is recognized for offering stocks, crypto, ETFs, futures with zero commissions on over 11,000 securities listed on major exchanges.

• Supports fractional shares and provides access to about 40 different cryptocurrencies while frequently expanding its offerings.

• Features include IRA accounts with contribution matches (1% to 3%) and expert-managed portfolios called Robinhood strategies for hands-off investors.

• The brokerage sweep program automatically invests unutilized cash into high-yield FDIC-insured banks for better returns.

Mumu: Advanced Trading Tools

• Mumu offers robust trading tools across various assets including stocks, ETFs, options, crypto, and IPO investments with global market access outside the US.

• Provides advanced features like charting tools but also includes a paper trading simulator for practice without real money risk.

• The Mumu Desktop platform caters to active traders with professional-grade capabilities at no cost; recently introduced AI assistance similar to chat GPT for quick data inquiries.

M1 Finance: Automated Investing

• M1 Finance focuses on long-term automated investing strategies using a portfolio or "Pies" model that rebalances automatically as funds are added.

• Offers various account types including individual and retirement accounts along with competitive high-yield savings options but charges a $3 monthly fee under certain conditions.

Public: Traditional Meets Modern Investments

• Public combines modern user experience with traditional investment options such as stocks, ETFs, bonds (with direct investments), and around 40 cryptocurrencies without prediction markets which some consider gambling-like activities.

• Offers managed bond accounts yielding higher interest rates than typical savings accounts along with simple high-yield cash account options ensuring FDIC insurance coverage.

Weeble: Active Trading Made Accessible

• Weeble serves as an entry point into advanced trading by providing both simplified navigation (Weeble Light) and full-featured versions of their platform supporting diverse asset classes including stocks & cryptocurrencies.

• Includes paper trading simulators allowing users to practice without financial risk while offering individual & retirement account types beneficial for tax sheltering short-term capital gains.

SoFi: Comprehensive Financial Services

• SoFi presents itself as an all-in-one financial services provider covering personal loans to banking services while offering both robo-advisory automated investing & self-directed investment choices.

• Notable features include after-hours trading opportunities & access to IPO investments before public listings alongside IRA accounts featuring contribution matches.

Conclusion

• The presenter reflects on his journey from working in an unsatisfying job to achieving financial independence through side hustles leading him towards wealth-building strategies shared throughout the video.