Cómo ABRIR UNA LLC en Estados Unidos en 2025 (100% POR INTERNET)

Name: Cómo ABRIR UNA LLC en Estados Unidos en 2025 (100% POR INTERNET)
Uploaded: 2025-02-17T01:47:18.000Z
Duration: 3 h 16 min 26 s

How to Open and Operate an LLC in the U.S. in 2025

Introduction to the Webinar

The webinar begins with a warm welcome from the host, Diego, who is located in Bangkok at 7 AM.

Diego introduces the topic: how to open and operate an LLC (Limited Liability Company) in the United States from anywhere in the world.

Participants are encouraged to engage by sharing their locations and any beverages they might be enjoying during the session.

Overview of Content

Diego mentions that this is an updated version of an annual webinar focused on opening a business in the U.S., regardless of residency.

He shares his background as an entrepreneur for over ten years and a digital nomad for nearly five years, currently managing seven LLCs.

Personal Experience and Motivation

Diego emphasizes that forming LLCs has been one of his best business decisions due to their ease of establishment and low maintenance costs.

He expresses his desire to share knowledge gained through personal experience to help others start their businesses successfully.

Purpose of the Webinar

The goal is to provide comprehensive information about starting a business, including legal aspects, operational strategies, and financial management.

Diego clarifies that while he shares personal insights, this does not constitute legal or tax advice; all information shared is publicly available.

Agenda Breakdown

The agenda includes:

What an LLC is in the U.S.

Advantages of opening a company there.

Best states for establishing an LLC.

Banking options, payment processing, accounting requirements, annual obligations, suppliers, and discounts.

Special Benefits for Participants

Attendees will have access to special benefits when opening and operating their LLC through partnerships with service providers offering discounts and bonuses for account openings via provided links.

Focused Approach on Business Setup Process

The presentation aims to guide participants step-by-step through pre-opening preparations, actual setup processes, and post-establishment operations ensuring thorough understanding without mistakes.

Case Study: Character "Rubén"

A character named Rubén represents potential entrepreneurs facing challenges such as bureaucratic hurdles in his home country regarding selling products online or providing freelance services.

Understanding LLCs and Their Benefits for Digital Businesses

What is an LLC?

An LLC, or Limited Liability Company, is a type of business entity in the United States that allows individuals to operate a digital business from anywhere in the world.

It functions similarly to a "sociedad de responsabilidad limitada" in other countries, providing legal separation between the company and its members.

An LLC can engage in various business activities such as signing contracts, paying suppliers, and owning assets like websites and email accounts.

Key Advantages of Forming an LLC

Anyone from any country can establish an LLC in the U.S. without needing to be physically present or having specific visas or social security numbers.

The company operates independently from its owner (e.g., Rubén), allowing for clear legal distinctions between personal and business liabilities.

For tax purposes, an LLC is treated as a "disregarded entity," meaning profits are reported on the owner's tax return in their home country rather than being taxed at the corporate level in the U.S.

Tax Implications for Non-U.S. Residents

When living outside of the U.S., owners do not pay taxes on their LLC's income within the U.S. if they lack physical presence ("substance") there.

Substance refers to having a physical office, employees, or property in the U.S.; lacking this means no U.S. tax obligations apply.

Operational Benefits of an LLC

Selling products through platforms like Amazon does not constitute substance; thus, it doesn't trigger U.S. tax liabilities for non-residents.

This structure allows individuals like Rubén to run a fully online business without incurring monthly declarations or facing complex regulations typical in many Latin American countries.

Conclusion: Simplifying Business Operations

By operating under an LLC based in the U.S., entrepreneurs can manage their businesses more efficiently while avoiding common financial hurdles associated with local regulations.

The ability to transact in dollars provides stability against currency fluctuations faced by many Latin American economies.

Understanding LLCs and Tax Implications for Non-U.S. Residents

Overview of Rubén's LLC Operations

Rubén operates a virtual assistance business through his LLC, serving U.S. clients while based in the Dominican Republic, without any physical presence in the U.S.

His LLC does not constitute a U.S. trade or business (USTB), nor does it generate effectively connected income (ECI) since the work is performed outside the U.S.

As a result, Rubén is not liable to pay taxes in the United States; he will report and pay taxes in his home country instead.

Tax Reporting and Compliance

The U.S. tax law stipulates that if there is no USTB or ECI, individuals must pay taxes on their earnings in their own country, with minimal oversight from the U.S.

The responsibility lies with taxpayers to inform the IRS where they are paying taxes; the IRS does not verify compliance with foreign tax obligations.

This lack of verification means that individuals can operate their businesses from low-tax jurisdictions like Dubai without incurring U.S. tax liabilities.

Examples of Substance and Presence

If an individual operates an LLC in a jurisdiction with no income tax (e.g., Dubai or US Virgin Islands), they may legally avoid paying taxes on profits earned through that entity.

Conversely, if someone has substantial operations within the U.S., such as Raúl and Carla building residential properties in New York, they would be subject to taxation due to their physical presence.

Implications of Physical Presence

A clear example includes Titiana who runs a cupcake business from Denver; her physical operations necessitate tax payments to the U.S. government due to established substance.

Businesses lacking physical presence—no employees or offices—can infer non-existence of USTB and thus incur 0% tax liability in the United States.

Advantages of Forming an LLC

Beyond fiscal benefits, forming an LLC provides identity protection by allowing owners to conduct business under a company name rather than personal names.

An LLC facilitates access to various services such as banking, contracts, trademark registration, and insurance protections available within the United States.

The digital nature of many businesses allows for remote operation regardless of location while maintaining compliance with relevant regulations.

What Happens When You Move with Your LLC?

Benefits of Having an LLC

An LLC (Limited Liability Company) allows you to maintain your business regardless of your location; moving from Colombia to Dubai does not affect the operation of your company.

The legality of having an LLC in the U.S. is recognized globally, providing significant advantages for international entrepreneurs.

Digital Business Opportunities

With an LLC, you can engage in digital businesses that operate online, such as selling on Amazon globally or offering freelance services.

Various avenues exist for digital entrepreneurship, including print-on-demand products, Shopify stores, and monetizing content through blogs or YouTube channels.

Financial Management and Multiple Ventures

An LLC allows you to receive income in dollars without restrictions related to local currency regulations, which is beneficial for individuals in countries like Argentina.

You can manage multiple businesses under one LLC while keeping finances organized by opening separate bank accounts for each venture within the same company.

Limitations of an LLC

An LLC is most effective for international clients and global business operations; it is not suitable for local service-based businesses within your home country.

The focus should be on providing services internationally rather than locally; physical services offered domestically cannot leverage the benefits of an LLC effectively.

Operational Efficiency with an LLC

Opening and maintaining an LLC is cost-effective and simplifies transactions with international clients due to faster payment processing methods available in the U.S.

How to Open an LLC in the United States

Steps to Open an LLC

To open an LLC, first request the opening through a specialized agent by filling out a simple digital form online.

After submitting the form, you will receive your company’s opening documents and a tax ID number necessary for banking and contracts.

It's important to note that LLCs are established by individual states, not at the federal level; each state has its own regulations for business formation.

Choosing the Right State

If you do not reside in the U.S., you can choose which state to open your business. Delaware and Wyoming are popular choices due to their favorable conditions.

Both Delaware and Wyoming have 0% local taxes, making them attractive for new businesses compared to other states with local taxes.

Cost Comparison Between States

In Delaware, maintaining an LLC costs $300 annually due to franchise tax requirements; Wyoming is cheaper at $6 per year but requires filing an annual report.

Delaware does not require annual reports while Wyoming does, making it more cost-effective overall despite additional reporting requirements.

Privacy and Flexibility

Both states allow for single-member LLC formations without needing notarization or complex procedures; member identities remain private as they are not publicly disclosed.

Services Available in Popular States

Many businesses operate successfully in both states, providing ample services such as registered agents and mail handling solutions tailored for entrepreneurs.

Considerations for Residents of the U.S.

Local Business Registration Recommendations

For those living in the U.S., it's advisable to register your business in the state where you reside or where your business activities will take place (e.g., North Carolina for a ranch).

Requirements for Opening an LLC

Basic requirements include providing your name, address, and a valid passport when opening a bank account linked to your new business.

Role of Specialized Agents

Importance of Using Specialized Agents

Recommended Providers and Discounts for Business Setup

Overview of Provider Recommendations

Access a QR code to view recommended providers and active discounts, with an annual review process to ensure quality service.

The list is curated with high standards, focusing on excellent service based on user experiences.

Specific Provider Insights

Openbe charges $99 for business setup; Northwest is favored for being the most affordable, offering a special discount of $16 through their link.

Dula provides banking services included in their package for $397, emphasizing cost-effectiveness in starting businesses.

Comparative Analysis of Providers

A comprehensive comparison table is available at abrellc.com, detailing services offered by each provider.

Comparison criteria include whether a provider includes essential services like a business address within their pricing structure.

Understanding Business Documentation

Upon successful application, key documents such as the operating agreement and tax identification number will be provided by the chosen provider.

The process requires minimal effort from users—just filling out forms and making payments.

Banking Options for LLCs

U.S. law allows LLCs to open bank accounts regardless of residency; digital banks cater specifically to non-residents.

Digital Banking Solutions

Mercury is highlighted as an excellent digital banking option that offers online account setup without monthly fees.

Opening a Business in the U.S.

Introduction to Business Banking Options

The speaker introduces a bonus for opening a business account through their link, aimed at supporting new entrepreneurs in the U.S.

Mentions Mercury as a banking option that offers physical and digital debit cards with no monthly fees or transfer costs.

Relay is highlighted as another alternative, providing similar benefits to Mercury, including $50 for opening an account via their link.

Comparing Payment Solutions

Payoneer is introduced, offering $35 for account openings but limited to receiving payments from companies like Amazon and Upwork.

Emphasizes that personal payments (e.g., from family members) cannot be received through Payoneer, unlike Relay and Mercury.

Multi-Currency Accounts

Wise is discussed as a multi-currency account provider allowing users to hold various currencies without maintenance fees.

The speaker illustrates how influencers can invoice clients in different currencies using Wise accounts linked to their U.S. LLC.

Benefits of Digital Banking

Highlights the ease of receiving international payments directly into local currency accounts without additional costs.

Encourages viewers to take advantage of exclusive links provided in the video description for opening these accounts.

Discounts and Bonuses Available

Lists various discounts available through partnerships: $16 off with Northwest, $100 bonus with Mercury, and others totaling over $300 in savings.

Urges viewers to subscribe as gratitude for the free resources provided to help them start their digital businesses.

Starting Your Business Journey

Once bank accounts are set up, entrepreneurs can access platforms like PayPal and Stripe for transactions.

Discusses potential revenue streams available through app development and online sales once the business infrastructure is established.

Financial Management Tools

Introduces software options like Wave (free invoicing tool), which helps manage finances effectively within U.S. businesses.

Mentions QuickBooks integration with banking services for streamlined accounting processes.

Responsibilities After Opening an LLC

Outlines state-specific requirements such as annual reports needed by states like Wyoming where businesses must report assets annually.

Understanding Business Compliance in the U.S.

Overview of Reporting Requirements

Companies with assets in Wyoming must report these annually, as mandated by Guomi, which incurs a cost.

Non-residents are required to submit an annual tax declaration to inform the U.S. about their tax obligations and other informational surveys.

Introduction to Declaraciones.com

A platform called Declaraciones.com was created to help businesses understand compliance requirements and deadlines.

The service provides personalized compliance lists detailing state or federal requirements, deadlines, and options for fulfilling them through certified tax preparers.

Importance of Timely Registration

New businesses should register on Declaraciones.com immediately upon opening for timely reminders about compliance deadlines.

The creator expresses pride in this project, emphasizing its importance and personal passion for business compliance.

Key Compliance Requirements

Requirement 1: BOY Report

The BOY report must be submitted within 30 days of business opening, detailing ownership information to prevent misuse of company registrations.

This new requirement aims to ensure transparency regarding company ownership and is free of charge.

Requirement 2: BE-1 Survey

The BE-1 survey collects data on foreign investments in the U.S., requiring submission before 45 days post-business opening.

This survey serves statistical purposes for the U.S. government regarding foreign investors' origins.

Requirement 3: Annual Tax Declaration

An annual informative declaration is mandatory regardless of residency status; LLCs with multiple members file Form 1065 while single-member non-resident LLCs file Form 5472.

Understanding LLC Taxation and Reporting Requirements

Distribution of Profits in an LLC

Raúl and Laura's hypothetical LLC generates $2,000 in profit, which is split 50/50, resulting in $1,000 for each member to declare in their respective countries.

IRS Reporting Forms

Each member must report their share on Form 1065; U.S. residents receive a K-1 form detailing their earnings from the LLC.

Filing Requirements for Non-resident Members

Non-resident single-member LLCs file Form 5472, focusing on transactions between the member and the business rather than profits or losses.

Transaction Reporting Essentials

Members must track all financial transactions related to the LLC (e.g., personal contributions or expenses paid with business funds), ideally using a spreadsheet for organization.

Annual Filing Timeline

The annual filing deadline is April 15 for single-member LLCs and March 15 for multi-member ones; extensions can be requested until September or October respectively.

Benefits of Establishing an LLC

Advantages for Non-residents

Non-resident owners benefit from limited liability protection without incurring U.S. taxes if they have no employees or substantial presence in the country.

Liability Protection Features

An LLC protects personal assets by ensuring that liabilities are confined to the business entity, safeguarding personal finances during legal disputes.

Flexibility of Business Operations

Owners can engage in various types of businesses under an LLC structure, including physical stores or service-based operations without restrictions on industry type.

Tax Options Available

An LLC can elect to be taxed as a corporation instead of a pass-through entity, allowing potential tax benefits such as increased deductible expenses.

LLC Benefits for Non-Residents in the U.S.

Advantages of LLCs for Non-Residents

An LLC allows non-residents to conduct business in the U.S. with zero monthly taxes, fees, or accounting requirements.

There are no notary fees or bank commissions associated with maintaining an LLC, leading to zero monthly costs.

This applies equally to residents and non-residents; both can benefit from no monthly fees or declarations.

Operational Flexibility

With an LLC, one can easily set up accounts on platforms like PayPal, Stripe, WooCommerce, Amazon, and Shopify without complications.

Profits or losses from the LLC are reported in the individual's country of tax residence rather than in the U.S.

Tax Implications

If a non-resident has no substantial presence in the U.S., they face zero income tax obligations there.

For digital products sold internationally, VAT can be automated through payment processors like Gumroad and Teachable.

Real-world Examples

Apple established "Apple Services LATAM" as an LLC in Delaware to manage transactions while minimizing tax liabilities effectively.

This structure allows Apple to comply with local VAT laws without incurring corporate income taxes.

Ease of Establishment

The process of opening an LLC is entirely online—no notaries or physical presence required—making it accessible and efficient.

Strategic Business Considerations

Adapting to Market Conditions

In light of potential tariffs under current U.S. policies, having a U.S.-based business may provide competitive advantages for international sellers.

Cost Comparison

Starting a business in the U.S. is significantly cheaper compared to many countries where high initial costs and ongoing reporting requirements exist.

Conclusion on Business Viability

Opening a Business in the U.S.: Key Insights

Comparison of Banking Systems

In the U.S., there are no monthly fees for bank accounts, contrasting with countries like Spain where individuals may pay around $300 monthly just to maintain an account.

The process of opening a bank account in many Latin American countries can be cumbersome, often requiring multiple signatures and documents, taking up to 80 days.

Currency and Costs

The annual costs associated with maintaining a business vary significantly; for instance, opening an LLC in Wyoming incurs $0 in annual fees compared to potentially $1,000 or more in other countries due to various taxes and permits.

Benefits of LLCs

Forming an LLC is presented as the best option for certain types of businesses discussed during the webinar. There are no penalties for not using the LLC immediately after formation.

Anyone can open an LLC in the U.S., and resources such as abretllc.com provide discounts and information on how to proceed.

Limitations of LLC Usage

An LLC cannot be used to operate physical stores or sell services directly within non-U.S. territories; it is limited to selling products physically within the U.S.

An LLC does not grant residency or visa status in the U.S.; it serves primarily as a business structure.

Common Questions About Opening an LLC

Addressing Concerns

Individuals residing outside Venezuela can use foreign addresses when applying for banking services; living in Venezuela poses challenges rather than nationality issues.

Freelancing Opportunities

It is possible to use an LLC for freelance work, but specifics depend on location and nature of activities performed (e.g., working on yachts).

Multiple Business Activities Under One LLC

An individual can run multiple businesses under one LLC, allowing diverse operations such as e-commerce on Amazon alongside consulting services.

Practical Steps and Resources

Using Generic Business Purposes

When filling out forms for establishing an LLC, it's recommended to use generic business purposes unless specified otherwise by your service provider.

Tax Preparation Assistance

Understanding ITIN and LLCs in the U.S.

The Importance of ITIN for Tax Purposes

An Individual Taxpayer Identification Number (ITIN) is essential for individuals engaged in trade or business in the U.S., as it serves as a personal tax identification number distinct from a business's tax ID.

Many people obtain an ITIN even if they don't need one, primarily to access banking services in the U.S.; for instance, having an American Express card can be facilitated through an ITIN.

Opening LLCs and Trading

There was a misconception that trading was not possible with banks; however, many traders have successfully opened businesses, indicating that it is feasible to establish accounts with institutional brokers.

Paying taxes in the U.S. can be beneficial; when there is substantial activity, converting an LLC into a corporation that pays taxes may provide advantages such as access to double taxation treaties.

Flexibility of LLC Structures

LLCs are flexible and can choose to be taxed as corporations or remain transparent entities; this choice impacts how taxes are filed and what benefits are available.

While it's technically possible for individuals to file their own tax returns without a CPA, hiring a professional is recommended due to the complexities involved in U.S. tax laws.

Residency and Substance Requirements

The residency status does not solely determine tax obligations; if an LLC has no substantial connection (substance), it may not incur taxes regardless of where its owner resides.

If someone moves out of the U.S. but maintains their LLC without substance, they will not owe taxes on income generated by that entity.

Banking Access and Deductions

It is possible to open bank accounts with institutions like Bank of America or Chase using an LLC; however, requirements vary by branch and may include needing a physical address in the U.S.

How to Establish an LLC in the U.S. as a Non-Resident?

Understanding LLCs and Tax Implications

An LLC can be established as a deductible expense, and there are resources available for consulting with accountants regarding this process.

Non-residents can declare taxes based on their country of residence; if operating from Venezuela while residing in Spain, one can declare taxes in Venezuela.

Opening an LLC is not mandatory for selling digital products to U.S. customers, but it offers benefits such as operating in dollars and lower processing fees through payment platforms like Stripe or PayPal.

Benefits of Operating an LLC

Having an LLC allows for better payment processing options and potentially higher earnings due to lower transaction fees when receiving payments from U.S. customers.

Maintaining an LLC while on a student or work visa in the U.S. is possible; however, tax implications must be understood, particularly concerning connected income.

Managing Business Expenses

Businesses have deductible expenses; thus, not all income is taxable. Owners can pay themselves as employees or hire others to manage finances effectively.

Freelancers can be contracted without them being classified as employees, which simplifies management and compliance.

Digital Operations and Communication

All operations can be managed digitally; correspondence can be scanned and sent via email regardless of physical location.

Cryptocurrency accounts may exist for institutional use; opening these accounts requires further investigation into specific regulations.

Banking Options for Non-Residents

Venezuelans face banking limitations; currently, Payoneer is the only option available that accepts clients from Venezuela.

Any individual worldwide can open an LLC in the U.S., but banking options may vary significantly based on residency status.

Investment Opportunities Through Your LLC

It’s possible to invest in index funds or S&P 500 through your bank account or funds associated with your LLC.

Wyoming is recommended for establishing an LLC due to its ease of operation compared to other states like New Mexico.

Media Ventures and Language Considerations

Spanish-language media businesses are viable within the U.S.; companies can operate successfully while billing clients in various currencies including euros and British pounds.

Addressing Common Concerns

Migration and Business Setup in the U.S.

Understanding LLC Registration

The topic of migration is discussed, particularly regarding registering an LLC (Limited Liability Company) as a brand name in the U.S.

To open a business from Mexico, one can visit AbreTuLLC.com, choose a provider, fill out the form, and proceed with registration.

Tax Reporting for Foreign Owners

When reporting income to a tax accountant in Mexico, inform them about your U.S. LLC and report earnings accordingly.

Differences between Wyoming and Delaware are highlighted: Wyoming has no annual fees while Delaware charges $300 annually for franchise tax.

International Tax Implications

Thailand operates on a territorial tax system; thus, if you live there and have an LLC in the U.S., you won't pay taxes on foreign income.

A discussion on S Corporations (S Corps), which are taxed separately from their members unlike LLCs that pass through taxation to members.

Business Structure Considerations

An LLC can apply for credit in the U.S., but it’s essential to consult banks regarding eligibility.

If you want to move an LLC from Florida to Wyoming, you must close the Florida entity and establish a new one in Wyoming.

Costs of Services and Taxes

Service declaration costs vary based on company income: $99 for zero income or $399 for any revenue generated.

Living in Panama means no taxes on foreign income due to its territorial system; however, legal advice is recommended for clarity.

Reporting Requirements by Country

In Spain, only profits need reporting; losses may not be reported as they could trigger audits.

Economic Contributions of Foreign Businesses

Opening businesses in the U.S. contributes significantly to its economy by integrating foreign-generated money into GDP.

States like Wyoming benefit financially from allowing international companies to register there without local taxes.

Revenue Streams for States

The influx of businesses provides states like Wyoming with necessary revenue streams despite their small populations.

LLC Considerations and Tax Implications

Overview of LLC Options in Nevada

The speaker discusses the advantages of forming an LLC in Nevada but expresses reservations due to local taxes, suggesting that it may not be the best option for everyone.

Tax Preparation and Business Structure

The speaker clarifies their qualifications, stating they are not a lawyer or accountant but have experience with LLCs and recently became certified as a tax preparer in the U.S.

Sales Transactions and Payment Processing

They explain how to conduct sales to individuals without an LLC using platforms like Stripe or PayPal.

Taxation on Earnings While Living Abroad

Discussion on variable taxation rates in Mexico based on income brackets, emphasizing that there is no fixed tax rate for earnings from an LLC while residing there.

Migration Trends of Businesses

The speaker notes that many companies are relocating from California due to high local taxes and living costs, highlighting a trend where businesses seek more favorable environments.

Legal Liabilities Across Different Business Types

Risks of Combining Different Business Ventures

It is explained that operating multiple business types (e.g., a laundromat and car sales) under one LLC can complicate liability issues.

Liability Separation Importance

The speaker illustrates potential risks by providing a hypothetical scenario where liabilities from different business operations could affect overall company finances if combined under one entity.

Challenges with New Mexico LLC Registrations

Issues Faced Post Registration

The speaker shares frustrations regarding administrative challenges in New Mexico after forming an LLC, such as difficulties changing registered agents or member details.

Tax Reporting Strategies for Losses

Understanding Loss Reporting Benefits

A discussion about reporting losses accurately for tax purposes; it's emphasized that this should reflect genuine financial loss rather than arbitrary figures.

Considerations for Florida LLC Formation

Public Disclosure Concerns

The speaker expresses concerns about privacy when forming an LLC in Florida, noting that personal names become public information which could impact banking relationships.

Certification Process for Tax Preparers

Steps to Certification

Link to LLC Resources How to Evaluate States for LLC Formation

Evaluating Pros and Cons of States for LLCs

The speaker discusses the importance of understanding the pros and cons of different states when considering where to open an LLC. They mention that resources are available online for this purpose.

A video comparison is referenced, highlighting that accountants in certain locations may not be considered employees but rather independent contractors, which affects how they are classified for tax purposes.

It’s noted that LLCs must file specific forms like W8 if they have employees outside the United States, emphasizing the need for proper documentation.

Closing Remarks and Additional Resources

The speaker expresses gratitude towards viewers and encourages them to leave comments or questions below the video for assistance within their capacity.

Viewers are reminded to register their businesses on declaraciones.com after opening an LLC to ensure all necessary filings and surveys are completed correctly.