이 장면 하나로 은행광고 따내버린 #미미 #이영지 #안유진 #이은지

Why Do House Prices Drop When Loan Interest Rates Rise?

Impact of Rising Loan Interest Rates on Housing Market

• When loan interest rates increase, it becomes less common for buyers to purchase properties with 100% cash; most rely on loans.

• Buyers typically maximize their borrowing to finance home purchases, making them sensitive to changes in interest rates.

• As interest rates rise, the cost of servicing loans increases significantly due to higher interest payments.

• Homeowners may feel pressured to sell quickly to avoid accumulating high-interest debt, leading to an influx of homes on the market.

• The increased supply of homes for sale can lead to a decrease in prices as sellers compete in a shrinking buyer's market.