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Get Yo Ass Up Podcast: Exposing the Dark Side of Credit Repair and Financial Scams
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Get Yo Ass Up Podcast: Exposing the Dark Side of Credit Repair and Financial Scams

Introduction

The speaker talks about making people mad and not caring.

  • The speaker mentions that he has been making people mad and doesn't care.

Charging People Up Front

The speaker discusses how some people charge others up front for credit or pay services, which is against the law.

  • Some people charge others up front for credit or pay services, which is illegal.
  • These individuals take advantage of the fact that their clients are not familiar with the law.
  • The speaker believes that these individuals should be held accountable for their actions.

Credit Repair Scams

The speaker exposes credit repair scams and how they take advantage of vulnerable individuals.

  • Credit repair companies often charge exorbitant rates to fix an individual's credit score.
  • Some companies charge $2500 for an authorized user account that only stays on for 30 days.
  • These companies prey on vulnerable individuals who are desperate to improve their credit scores.
  • The speaker advises individuals to file an FTC affidavit with a police report if they have been a victim of identity theft instead of paying for expensive credit repair services.

FTC Affidavits

The speaker explains how to use FTC affidavits to fix one's credit score after being a victim of identity theft.

  • Individuals can use an FTC affidavit with a police report to fix their credit score after being a victim of identity theft.
  • This process is free and can be done without the help of expensive credit repair companies.
  • Once the necessary documents are submitted, it usually takes less than a week for the changes to reflect in one's credit report.

Scammers

The speaker talks about scammers who promise funding and good credit in exchange for money.

  • Scammers often promise funding and good credit in exchange for money.
  • These individuals are referred to as "camera kits" because they often flaunt their wealth on social media.
  • The speaker advises individuals to be cautious of such scams and not fall prey to them.

Rules and Scams

In this section, the speaker talks about how people cannot follow simple rules and get scammed easily.

Difficulty Following Simple Rules

  • The speaker mentions that people cannot follow simple rules.
  • He gives away money but people cannot even follow directions.
  • The speaker asks people to follow a very simple rule but they can't even do that.

Getting Scammed

  • The speaker mentions that people who can't follow rules are the ones who get scammed.
  • He talks about how easy it is for people to get scammed because they don't pay attention or read carefully.

Participation Trophies

In this section, the speaker talks about how some people feel entitled to rewards without putting in any effort.

Participation Trophies

  • The speaker mentions that some people are used to getting participation trophies without putting in any effort.
  • He says that this mentality leads to people feeling entitled and getting scammed easily.

Stand Your Ground

In this section, the speaker talks about standing up for oneself and being prepared to defend oneself if necessary.

Self Defense

  • The speaker talks about carrying guns legally in Florida and standing his ground if someone tries to attack him.
  • He jokes about shooting someone if they try to smack him.

Scammers in the Industry

The speaker talks about scammers in the industry and how people are being taken advantage of.

Scamming in the Credit Game

  • People were being coached on getting funding and then paying a percentage on it while using that money to buy properties.
  • The speaker talks about how bad this issue is and how easy it is for people to be scammed.
  • The speaker mentions someone who was previously overweight but has lost weight and no longer wants to be called "fat boy."

Financial Gurus

  • The speaker discusses how people get scammed easily because they listen to financial gurus who have no financial experience or business.
  • People often fall for lifestyle pitches from these gurus, which can lead to scams.
  • Social media has made it easier for people to sell their stories and position themselves as experts.

Conclusion

  • The speaker acknowledges their own role in contributing to this issue by participating in Clubhouse rooms where people were selling their stories.

Lack of Integrity in Credit Repair Space

The credit repair space lacks structure and integrity. Many people operate without a license or bond, and there are too many groups selling what people want to hear instead of providing legitimate services.

Credit Repair Industry

  • People in the credit repair industry often lack integrity.
  • Many people operate without a license or bond, which is required in almost every state where credit repair is legal.
  • Some groups sell what people want to hear instead of providing legitimate services.
  • It's important to find someone who operates legally with integrity.

Selling Shiny Things

People are attracted to shiny things and luxury, which makes it easy for scammers to attract customers. Service-based businesses thrive on convenience, but many people lack common sense when filtering out scams.

Paying for Convenience

  • Service-based businesses thrive on convenience.
  • Many people lack common sense when filtering out scams.
  • People are attracted to shiny things and luxury, making it easy for scammers to attract customers.

Influence of Culture on Scams

Our culture is attracted to drama, wild behavior, luxury, and flash. This makes it easy for scammers to attract customers by using celebrities or influencers as cosigners.

Attraction to Drama and Luxury

  • Our culture is attracted to drama, wild behavior, luxury, and flash.
  • Scammers move from industry to industry reinventing themselves.
  • Scammers charge people to do credit card applications and have underwriters manually pull applications to get high limits.

Introduction

The speaker expresses their happiness to be present and discusses the lack of due diligence on large platforms.

Speaker's Happiness

  • The speaker expresses their happiness to be present.
  • They repeat this sentiment multiple times.

Lack of Due Diligence on Large Platforms

  • The speaker questions the lack of due diligence on large platforms.
  • They express frustration with these platforms allowing misleading content for profit.

Credit Space and Real Estate Scams

The speaker discusses their experience in the credit space and real estate scams.

Experience in Credit Space

  • The speaker claims to have extensive experience in the credit space.
  • They mention knowing people who are heavily involved in funding cycles.

Real Estate Scams

  • The speaker talks about a recent law that requires identification when transferring deeds due to a string of investors scamming people trying to get into real estate.
  • They mention seeing behind-the-scenes actions of people involved in funding cycles, revealing unethical practices.

Consequences of Scams

The speaker discusses the consequences of scams and how they affect those who have been scammed.

Effects on Those Who Have Been Scammed

  • The speaker mentions that those who have been scammed may not be able to recover their losses unless they participate in a class action lawsuit or similar action.
  • They express frustration with people who make bad financial decisions and then argue with those who have systems in place to prevent scams.

Wave of Exposure

  • The speaker predicts a wave of exposure for those who are not actually financial experts but claim to be.
  • They mention that people are speaking out about being taken advantage of in recent years.

Conclusion

The speaker concludes their discussion.

Personal Experience

  • The speaker mentions their personal experience with processors looking at profiles and being intentional about not seeing them.

The Future of Real Estate

In this section, the speakers discuss the future of real estate and how it will impact a lot of people.

The Impact on People

  • The future of real estate will impact a lot of people.
  • Many people are getting exposed to the castle in carbon land.
  • A lot more people are moving forward and talking about new things.
  • People are excited to go with the control, everything or nothing mentality.

Financial Strategies

In this section, the speakers discuss financial strategies and credit repair.

Fixing Credit

  • Paying bills is not terrible advice but be careful not to pay on things outside statute of limitations.
  • Understanding what is outside statute of imitation versus playing game builds is important.
  • Bad payment history, maxed out cards, repossessions can make it difficult for banks to trust you with loans or credit cards.

Trust Establishment

  • Establishing trust requires paying money which can be expensive.
  • It's important to take care of your financial situation before establishing trust.
  • Trust can protect assets from lawsuits and help hide money.

Importance of Trusts

In this section, the speaker discusses the importance of trusts and how they can be used to protect assets.

Benefits of Trusts

  • Trusts are important because they protect assets from being seized by law enforcement.
  • Setting up a trust doesn't have to be expensive and can be done quickly with artificial intelligence.
  • Artificial intelligence can be used for everything in life, including setting up trusts.

Cost of Setting Up a Trust

  • The cost of setting up a trust should not exceed $1,500.
  • Everyone should have a trust regardless of whether or not they think it's necessary.

Usefulness of Artificial Intelligence

  • Artificial intelligence is incredibly useful and can be used for every element of daily life.
  • The speaker emphasizes that facts are more important than feelings when discussing the usefulness of artificial intelligence.

Setting Up a Trust

In this section, the speaker discusses the importance of setting up a trust and provides step-by-step instructions on how to do it.

Importance of Trusts

  • A trust is only necessary if you have property or assets.
  • It's recommended to pay an attorney or lawyer to set up a trust.

Step-by-Step Instructions

  • You can set up your own trust in 20 minutes by following step-by-step instructions.
  • The speaker recommends using AI technology to optimize your business and podcast.
  • Artificial intelligence can change everything and those who don't introduce it into their business will get left behind.

Benefits of Using AI

  • The use of artificial intelligence can optimize your podcast and increase visibility.
  • AI technology is smarter than humans and can calculate on a massive scale.

DIY vs Hiring Professionals

In this section, the speaker discusses whether it's better to do things yourself or hire professionals.

Doing Things Yourself

  • Some tasks are not meant to be DIY, such as setting up a trust.
  • However, some tasks can be done yourself with step-by-step instructions, such as setting up a trust or optimizing your business with AI technology.

Hiring Professionals

  • It's recommended to hire an attorney or lawyer for certain tasks, such as setting up a trust.

The Benefits of AI in Business

In this section, the speaker discusses how AI can be used to optimize business processes and increase efficiency.

Using AI for Optimization

  • Making minor adjustments like color, font, and other design elements can be done through human interaction.
  • The speaker explains that he used AI to optimize his page for more signups without doing any work himself.
  • The speaker emphasizes that AI is much faster than humans and can perform tasks better than humans in some cases.

Resistance to Change

  • The speaker notes that many people are resistant to change and may get left behind if they don't embrace new technology.
  • He compares this resistance to using AI in business to someone who refuses to use a cell phone instead of a landline.

Potential of AI

  • The speaker believes that the potential of AI is vast and can even write letters or provide legal advice.
  • He demonstrates how he uses chat GBT for creating workout plans with diet recommendations.

Overall, the speaker highlights the benefits of using AI in business processes. He emphasizes its speed and efficiency compared to human labor. However, he also acknowledges that some people may resist change and not fully embrace the potential of this technology.

Importance of Taking Action

In this section, the speaker emphasizes the importance of taking action and implementing tools to achieve success.

Taking Action is Key

  • The speaker stresses that taking action is crucial for success.
  • Tools such as artificial intelligence can be used to improve productivity and efficiency.
  • However, these tools are useless if not implemented properly.
  • It's important to educate oneself and take initiative in order to make a change.

Overcoming Excuses

In this section, the speaker discusses how excuses hinder progress and success.

No More Excuses

  • The speaker encourages listeners to stop making excuses for their lack of progress.
  • He shares his own story of starting from nothing and building a successful business through hard work and determination.
  • He believes that people often use others' successes as an excuse for their own failures instead of taking responsibility for their actions.
  • The key to success is taking initiative and seeking out opportunities rather than waiting for them to come.

Shiny Object Syndrome

In this section, the speaker talks about how people often fall victim to "shiny object syndrome" when it comes to investing in new technology or tools.

Don't Fall Victim

  • The speaker warns against falling victim to "shiny object syndrome," where people only invest in new technology or tools if they look cool or trendy.
  • He encourages listeners to seek out opportunities even if they don't seem flashy or exciting at first glance.
  • People should focus on finding what works best for them rather than following trends blindly.

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Not Monetized

In this section, the speaker talks about not being monetized and making money from their content.

  • The speaker mentions that they are not monetized and not making any money.
  • They express frustration with the situation.
  • The speaker suggests that if they were monetized, they would be making more money.

Chatbot GPT

In this section, the speaker talks about a chatbot called GPT.

  • The speaker mentions a chatbot called GPT.
  • They express excitement about it.
  • The speaker suggests that GPT is helpful in generating content ideas.

Content Creation

In this section, the speaker talks about content creation.

  • The speaker discusses how they come up with ideas for their content.
  • They mention using GPT to generate ideas.
  • The speaker emphasizes the importance of consistency in creating content.

Collaboration

In this section, the speaker talks about collaboration with other creators.

  • The speaker discusses collaborating with other creators on projects.
  • They mention how collaborations can help grow their audience.
  • The speaker emphasizes finding collaborators who share similar values and goals.

Audience Engagement

In this section, the speaker talks about engaging with their audience.

  • The speaker discusses how they engage with their audience through comments and social media.
  • They emphasize responding to comments as a way to build relationships with viewers.
  • The speaker suggests asking questions to encourage engagement from viewers.
Video description

Dive into the gripping world of credit repair and financial integrity in this unmissable Get Yo Ass Up Podcast episode with TonyTheCloser! In this eye-opening installment, Tony fearlessly exposes the hidden truths behind credit repair scams, FTC affidavits, and the underbelly of the financial world. Join Tony as he takes you on a whirlwind tour of the credit repair industry, sharing his signature no-nonsense approach and personal experiences with scams and shady practices. He speaks candidly about charging people upfront for services, revealing such scams' prevalence and devastating consequences on innocent victims. In this thought-provoking episode, Tony emphasizes the importance of recognizing red flags, staying vigilant, and fostering a strong sense of financial integrity. But it's not all doom and gloom! Tony also unveils the transformative power of setting up trusts to protect your assets and harnessing Artificial Intelligence (AI) to revolutionize businesses and daily life. Explore the unparalleled benefits of AI in business, including efficiency, speed, and adaptability, as Tony shares his personal success story in leveraging AI technology to propel his business forward. Throughout this engaging episode, Tony underlines the significance of taking action, overcoming excuses, and sidestepping the pitfalls of "shiny object syndrome" and participation trophies that hinder many from reaching their full potential. Uncover the secrets to navigating the financial landscape with intelligence and grace, leveraging powerful tools like AI chatbots to elevate your business, and unlocking the art of consistent content creation and collaboration. Don't miss this life-altering episode of Get Yo Ass Up, packed with compelling storytelling and actionable advice, illuminating the truth behind the curtain of the financial world. Tune in now and empower yourself with the knowledge and tools to forge a brighter future. Don't forget to subscribe, share, and leave a review to help others discover this treasure trove of financial wisdom!