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How to Get a Loan Without KTP Using Kredit Pintar
Introduction to Kredit Pintar
- The speaker discusses obtaining a loan of Rp10 million through the Kredit Pintar app without needing an ID card (KTP).
- Viewers are encouraged to watch the entire video for detailed steps on how to get their loans approved.
Giveaway Announcement
- A giveaway of Rp5 million is announced for active subscribers, with instructions to comment on why they want the money and subscribe to the channel.
- Winners will be announced in a Telegram group linked in the video description and comments.
Steps to Download and Set Up Kredit Pintar
- To use Kredit Pintar, users must first download the app from the Play Store, which is officially registered with OJK.
- The speaker mentions that users need another app called Dana, as there’s a collaboration between Kredit Pintar and Dana for loan disbursement.
Preparing for Loan Application
- The speaker plans to distribute Rp500,000 as "Dana kaget" (surprise funds) among 15 viewers who quickly scan a QR code shown in the video.
- Users must set up their Dana account as "Dana Premium" and activate the Smartpie feature before applying for loans.
Applying for Loans via Kredit Pintar
- After setting up Dana, users can register on Kredit Pintar using their phone number and email.
- New users will have points available that allow them access to features like loans without needing an ID card.
Activating Loan Features
- Users are instructed on how to contact customer support within the app by typing specific commands to unlock loan features.
- Once activated, users can proceed with applying for loans by agreeing to terms and conditions presented in-app.
Finalizing Loan Process
- The process allows users to apply for loans up to Rp10 million at 0% interest without complications.
How to Borrow Money Easily with Kredit Pintar
Overview of the Loan Process
- The example demonstrates borrowing Rp10 million with a repayment period of 24 months, resulting in a monthly installment of only Rp416,666 due to a 0% interest rate.
- Users can check if their loan amount is suitable and are informed that loans can be applied for every day, but approval may take longer after the first application.
Application Steps
- To apply for the loan, users must enter their phone number and Dana account details. It's crucial to ensure these details are correct for successful processing.
- The process allows borrowing without an ID card; only a phone number and Dana account are needed. The loan has no interest and requires payment according to the borrowed amount.
Quick Processing Time
- The Kredit Pintar feature promises quick processing, claiming funds can be disbursed within 20 seconds due to its recent launch and efficient system.
- After submitting the application, users wait briefly for fund disbursement. Successful applications confirm that funds have been transferred.
Confirmation of Funds Received