Ahorro e inversión: ventajas e inconvenientes
Understanding the Difference between Saving and Investing
The instructor introduces the concepts of saving and investing, highlighting their distinctions and purposes.
Savings vs. Investments
- Savings involve setting aside a portion of earnings for emergencies or future expenses, while investments entail utilizing saved money to generate additional funds in the future.
- Students often prefer investing over saving due to the potential for money growth; however, investing carries risks of losing part or all of the invested amount.
- Saving ensures security but lacks profitability, whereas investing offers profit potential alongside risks.
Advantages and Disadvantages
- Savings: Aimed at covering emergencies or significant future expenses like car repairs or trips; secure and accessible but lacks returns.