22 февраля 2026 г.
Introduction to Real Estate Assistance
Overview of Services Offered
- Михаил Частяков introduces himself and his role in assisting clients with purchasing apartments through the Moscow Renovation Fund, both via auctions and direct sales.
- He mentions that they have accumulated significant experience in direct sales, providing links to a catalog of transactions and documented case studies.
Challenges in Direct Sales
- The timeline for completing transactions in direct sales is approximately 15 days, which can be challenging, especially when dealing with mortgages.
- New regulations effective February 1st have made family mortgage processes more complex, often requiring re-registration of children or parents at the child's address.
Transaction Process Insights
Evaluation and Documentation Requirements
- Some banks require property evaluations while others do not; VTB specifically requires evaluations for renovation fund contracts.
- The preparation of necessary documents by the renovation fund typically takes 5-7 days but can be delayed by unforeseen issues such as additional document requests from banks.
Risks Associated with Family Mortgages
- There are heightened risks involved in acquiring apartments through the renovation fund under family mortgage schemes due to strict timelines and documentation requirements.
- In non-mortgage transactions, payment deadlines are only three working days, which can lead to complications if large sums are transferred without prior notice.
Importance of Preparation
Recommendations for Buyers
- A specific incident illustrates potential pitfalls: a father transferring a large sum was flagged as suspicious by the bank, causing delays that could jeopardize the transaction.
- Buyers should be aware that there are strict deadlines enforced by the renovation fund; failure to meet these could result in contract termination.
Need for Professional Guidance
- It is advised that buyers prepare thoroughly before engaging in transactions and consider seeking professional assistance due to complexities involved.