Diese ETFs gehören 2023 in dein Depot!
ETF Portfolios for 2023
In this video, Thomas from Finanzus provides an overview of how to select the right ETFs for your portfolio. He also shares eight different portfolio ideas with corresponding ETFs that investors can consider for 2023.
How to Select the Right ETF
- Decide which index you want to track based on the world region or sector.
- Look for ETFs with at least 100 million in form volume (500 million for large indices like MSCI World).
- Choose an ETF that has been around for at least three years and ideally five years.
- Consider the total expense ratio (TER) and use it as a good approximation of tracking difference.
Portfolio Ideas
One-ETF Portfolio
- The Vanguard FTSE All-World UCITS ETF or MSCI ACWI All Countries World Index could be suitable options.
Two-ETF Portfolio
Global Equity and Bonds
- iShares Core MSCI World UCITS ETF
- iShares Core Global Aggregate Bond UCITS ETF
Developed Markets Equity and Bonds
- Xtrackers MSCI World Quality UCITS ETF
- iShares Global Government Bond UCITS ETF
Three-ETF Portfolio
Global Equity, Bonds, and Real Estate Investment Trust (REIT)
- Vanguard FTSE All World High Dividend Yield UCITS ETF
- iShares Global Corporate Bond UCITS ETF
- iShares Developed Markets Property Yield UCITS ETF
Developed Markets Equity, Bonds, and Emerging Markets Equity
- Xtrackers MSCI World ESG UCITS ETF
- iShares Global Government Bond UCITS ETF
- iShares Core MSCI Emerging Markets IMI UCITS ETF
Four-ETF Portfolio
Global Equity, Bonds, REIT, and Gold
- Vanguard FTSE All World High Dividend Yield UCITS ETF
- iShares Global Corporate Bond UCITS ETF
- iShares Developed Markets Property Yield UCITS ETF
- Invesco Physical Gold ETC
Developed Markets Equity, Bonds, Emerging Markets Equity, and Gold
- Xtrackers MSCI World Quality Factor UCITS ETF
- iShares Global Government Bond UCITS ETF
- iShares Core MSCI Emerging Markets IMI UCITS ETF
- Invesco Physical Gold ETC
Five to Eight -ETF Portfolios
Sustainable Investing Portfolio (Five)
- Lyxor MSCI ACWI ESG Trend Leaders DR UCITS ETF
- iShares Global Clean Energy UCITS ETF
- s SPDR S&P U.S. Dividend Aristocrats ESG Screened USD
UCITS ETF
-[]( t = 14 : 05 s ) Amundi Index J.P.Morgan EMU Government Bond UCITS ETF DR
-[]( t = 14 : 25 s ) iShares Global Aggregate Bond UCITS ETF
Dividend Portfolio (Six)
- SPDR S&P Euro Dividend Aristocrats UCITS ETF
- iShares STOXX Europe 600 Optimised Banks UCITS ETF
- Invesco FTSE RAFI Europe Mid-Small UCITS ETF
- Xtrackers MSCI World High Dividend Yield UCITS ETF
- SPDR S&P U.S. Dividend Aristocrats USD UCITS ETF
- iShares Asia Pacific Dividend UCITS ETF
Factor Investing Portfolio (Seven)
- Amundi Index MSCI Europe Value Factor UCITS ETF DR
- Amundi Index MSCI USA Momentum Factor UCITS ETF DR
- Xtrackers
ETFs to Invest In
This section covers two ETFs that are identical, the Vanguard FTSE All-World, available as a Thesaurierer or Ausschütter. The MSCI ACWI is also discussed as an alternative.
Vanguard FTSE All-World
- Two identical ETFs: Thesaurierer and Ausschütter
- Costs are the same at 0.22% TA
- Choose Thesaurierer if you want to leave it alone without reinvesting
- Ausschütter for those who want regular cash flows
MSCI ACWI
- Alternative to FTSE All-World
- Covers 85% of global market capitalization with small and midcaps included
- Spider MSCI ACWI EMI includes small-cap companies but is twice as expensive at 0.15% TR
Portfolio Variations
This section covers three portfolio variations, including the 70/30 portfolio, which involves investing in two ETFs that cover industrialized and emerging markets.
70/30 Portfolio (Industrialized and Emerging Markets)
- Two ETFs covering industrialized and emerging markets in a ratio of 70/30%
- Industrieländer (industrialized countries): MSCI World or Xtrackers MSCI World Index UCITS ETF
- Schwellenländer (emerging markets): HSBC MSCI Emerging Markets UCITS ETF or iShares Core MSCI EM IMI UCITS ETF
- IMI version has more small-cap companies but costs slightly more at 0.18% TR compared to HSBC's 0.15% TR.
Small Caps Added to the Mix
- Three ETF portfolio with small-cap companies included
- Schwellenländer: MSCI Emerging Markets IMI Investable Market Index (EMI)
- iShares Core MSCI EM IMI UCITS ETF is a good option for this index
- Industrieländer: No EMI version available, so two ETFs are needed
- 60% of portfolio value in MSCI World or Xtrackers MSCI World Index UCITS ETF
- 40% of portfolio value in iShares Core MSCI World UCITS ETF
Other MIC Ratios
- Other ratios can be used, such as 90/10 or 60/40.
- The weight of the top 10 values is slightly lower with iShares than HSBC.
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