Cambia Tu Chip Financiero - Sesiòn 1 - Noviembre 4
Cambia Tu Chip Financiero - Sesiòn 1 - Noviembre 4 Gracias!!
Cambia Tu Chip Financiero - Sesiòn 1 - Noviembre 4
10 Things to Be Grateful For
Introduction to Gratitude
- The session begins with a warm welcome to participants, emphasizing the importance of gratitude in daily life.
- Participants are encouraged to write down 10 things they are grateful for today, highlighting common aspects like breathing, walking, and family.
Importance of Acknowledging Gratitude
- The speaker discusses how acknowledging gratitude can be challenging due to various life circumstances but is essential for mental well-being.
- Emphasizes that expressing gratitude should be a routine practice upon waking and before sleeping.
The Role of Belief Systems
Spiritual Perspectives
- The speaker notes that discussions will not focus on specific religions but rather on universal beliefs about divinity and spirituality.
Mental Transformation Process
- Participants are urged to focus on their thoughts as they have the power to change lives significantly.
- Introduces the concept of "being" as a shift in mindset, comparing it to formatting a hard drive filled with outdated programs.
Understanding Consciousness
Levels of Awareness
- Discussion includes different levels of consciousness: subconscious and supraconscious (or higher self).
Attraction Principles
- Explains the Law of Attraction, stating individuals attract what they believe rather than what they want.
Self-Awareness and Change
Identity Reflection
- Highlights that one's identity is shaped by past experiences and current beliefs; changing requires reprogramming these beliefs.
Concepts of Time
- Discusses concepts such as living in the present moment versus being influenced by past family dynamics or future expectations.
Embracing Life's Possibilities
Positive Visualization Techniques
- Encourages participants to visualize positive outcomes in their lives—wealth, health, love—as part of embracing life fully.
Focus on Thought Patterns
- Stresses the importance of nurturing positive thoughts and internal dialogue while addressing fears and complaints.
Universal Laws Impacting Lives
Introduction to Universal Laws
Understanding Universal Laws and Personal Finance
Introduction to Universal Laws
- The speaker discusses challenges faced with technology, hinting at the importance of adaptability in learning environments.
- Introduces the concept of universal laws, specifically mentioning the Law of Attraction as a foundational principle for many concepts.
- Highlights the Law of Cause and Effect, emphasizing that every action or word has consequences that can manifest immediately or over time.
Consequences of Actions
- Stresses that actions taken today will have repercussions in the future, whether they are immediate or delayed by years.
- Explains that ignorance of these universal laws does not exempt individuals from their effects; understanding is crucial for personal growth.
Real-Life Implications
- Uses an analogy about breaking laws in Qatar to illustrate how unawareness can lead to serious consequences, reinforcing the need to understand universal principles.
- Emphasizes that knowledge of these laws is essential for making informed decisions and avoiding negative outcomes.
Framework for Personal Development
- Introduces a personal philosophy framework aimed at establishing life purpose and setting objectives through tools like dream mapping.
- Discusses habits and gratitude as foundational elements before transitioning into financial management topics.
Financial Transformation
- Acknowledges participants' interest in organizing personal finances while stressing that transformation requires changes in individual behavior.
- Plans to provide tools for addressing debt issues, budgeting, and creating a personal balance sheet.
Understanding Debt
- Differentiates between good debt (e.g., investment properties) and bad debt (e.g., cars), referencing Robert Kiyosaki's perspectives on financial literacy.
- Promises to teach methods for managing debts effectively using specific tools designed to help prioritize payments based on individual circumstances.
Money Management Skills
- Discusses basic money management skills necessary for achieving financial freedom, including understanding one's financial picture.
- Introduces a formula for calculating financial independence without implying complete withdrawal from work but rather ensuring stability during life transitions.
Long-Term Financial Goals
- Presents an ambitious plan termed "Plan One in Five," suggesting strategies to accumulate significant wealth over varying timelines (up to 28 years).
How to Achieve Financial Freedom?
Understanding Multiple Income Sources
- The speaker emphasizes the importance of financial freedom and how it relates to trading, noting that everyone present is connected to trading in some way.
- The realization from creating a seminar in 2008 was that the issue isn't the availability of multiple income sources but rather individuals' preparedness to seize those opportunities.
- Many people are unprepared emotionally and mentally when they enter trading environments, which affects their ability to achieve results.
The Importance of Mindset in Trading
- A common pitfall for traders is focusing too much on learning strategies without developing the necessary mental preparation, leading to poor outcomes.
- The discussion will include various topics such as real estate and entrepreneurship, with special guests sharing insights on different income streams.
Exploring Diverse Income Streams
- Topics covered will include real estate, business creation, sports training, dropshipping, freelancing, and content creation (e.g., YouTube).
- Approximately 15 to 18 different income sources will be explored over several sessions; some sessions may focus on one topic due to time constraints.
Speaker's Background and Expertise
- The speaker introduces himself as an expert with extensive qualifications in national and international markets, including a master's degree in technical analysis and portfolio management.
- He has experience creating companies across various sectors such as technology, education finance, and online courses.
Professional Journey Highlights
- His journey includes significant experiences like investing in stock markets since 2005 and learning from notable figures in the field.
Introduction to Personal Development and Financial Education
Background and Journey
- The speaker discusses their journey in Colombia, starting with a business that connected motorcycle and car sales, eventually evolving into a company selling and financing various products including cell phones.
- They mention writing a book since 2014, which was published in 2023. The speaker identifies as an educator, trader, coach, and mentor in personal finance since 2008.
Book Publication and Offer
- The speaker's book reached number one on Amazon among similar publications. They offer students a free PDF version of the book as part of their educational initiative.
Engagement with Participants
- Participants are prompted to reflect on why they are attending the session and what they hope to achieve. This reflection is deemed crucial for their learning process.
- A two-minute period is allocated for participants to write down their thoughts regarding their motivations for being present.
Promises of Transformation
Mentality Shift
- The speaker promises that by utilizing the tools provided during the sessions, participants will experience significant changes in mindset and habits.
Defining Purpose
- Emphasis is placed on defining one's life purpose. Understanding why individuals are alive and what drives them is highlighted as essential for personal growth.
Financial Awareness
- Participants will learn how to create an accurate snapshot of their financial situation, serving as a constant reminder of areas needing improvement.
Debt Management Strategies
Rapid Debt Repayment Techniques
- Strategies will be shared on how to pay off debts quickly—such as mortgages—potentially reducing repayment periods significantly compared to traditional timelines.
New Income Sources
- The speaker aims to introduce new income opportunities that can help participants regain control over their financial situations.
Lifestyle Improvement Through Financial Literacy
Holistic Lifestyle Changes
- Improving lifestyle quality through better financial habits is emphasized; wealth isn't solely defined by monetary value but also by overall well-being.
Peace of Mind
- Achieving mental peace is presented as a key goal; when individuals attain this state, external challenges become less overwhelming.
Empowerment Metaphor: From Kittens to Lions
Transformation Imagery
Understanding the Role of a Mentor vs. Coach
The Importance of Commitment to Change
- Emphasizes the need for participants to focus on changing their financial destiny as quickly as possible, acknowledging that the journey will vary in difficulty for each individual.
- Differentiates between a coach and a mentor: a coach asks questions to help individuals find their own answers, while a mentor provides guidance based on experience.
- Mentions upcoming certification as an ontological coach, indicating readiness to support participants with both coaching and mentoring approaches.
Encouraging Questions and Acceptance of Change
- Stresses the importance of asking questions during the seminar; no question is too trivial, as it could lead to life-changing insights.
- Challenges participants to reflect on their willingness to learn and accept change, highlighting that discomfort is part of growth.
Embracing Discomfort for Growth
- Discusses how exercises may push participants out of their comfort zones, using personal anecdotes about his child's camp experience to illustrate trying new things.
- Urges participants not to accept everything at face value but rather reflect critically on what they learn throughout the seminar.
Setting Financial Goals
The Path Towards Abundance
- Introduces the concept that today's decisions can lead to future abundance in various aspects of life—spiritual, emotional, mental, economic, and relational.
- Quotes Mar Murdock: "Today is the day you will be poorer than any other day," encouraging participants to internalize this message as motivation for change.
Defining Personal Financial Aspirations
- Instructs participants to write down their desired monthly income within one year as a concrete goal-setting exercise.
- Engages with specific individuals in the group by asking them about their financial goals, creating an interactive environment focused on accountability.
Collective Goal Setting
Sharing Aspirations Among Participants
- Records various financial goals shared by different individuals in the group, showcasing diverse aspirations ranging from modest amounts (e.g., $5,000/month) to ambitious targets (e.g., $1 million/month).
Financial Container Concept
Understanding the Financial Container
- The term "financial container" is introduced, attributed to a concept by Honda. It represents the current financial state of individuals and how it can fluctuate over time.
- Variations in financial status are expected, with an emphasis on positive growth despite challenges. The speaker expresses enthusiasm for audience engagement and thoughts shared.
Possibilities of Earning
- The speaker reassures that any financial goals set by participants are achievable, even if they seem daunting at first. Examples include individuals earning over a million dollars monthly through multi-level marketing and trading.
- A call to action is made to refine questions regarding financial aspirations as part of the learning process.
Transforming Financial Mindset
Personal Experience and Teaching Philosophy
- The speaker shares their journey since 2008, emphasizing that all teachings stem from personal experience and practice rather than theory alone. This approach aims to positively impact others' lives through learned lessons.
- There’s pride in having changed numerous lives across Latin America, highlighting the importance of mentorship and guidance in achieving success.
Influential Philosophies and Authors
- Various influential figures will be discussed throughout the session, including Jesus Christ, Napoleon Hill, Joe Dispenza, and Marisa Peir among others; each contributing unique philosophies relevant to personal development and success strategies.
- Concepts such as cybernetics, law of attraction, Kabbalah, Buddhism, and metaphysics will be explored as foundational ideas guiding participants on their journey toward self-improvement.
The Nature of Desire
Defining Desire
- An interactive discussion begins about what desire means beyond mere physical impulses; participants share insights linking desire to ambition or purpose in life goals. One participant describes it as a significant yearning for achievement despite perceived difficulties.
- Another perspective frames desire as a spiritual drive towards tangible goals that motivate individuals toward fulfillment or realization of potential. This highlights its dual nature—both practical and spiritual aspects are acknowledged in understanding desire's role in life pursuits.
Spiritual Connection with Desire
- The conversation shifts towards whether desire has spiritual implications or is purely humanistic; one participant suggests it embodies both concepts since everything is energy—implying that desire equates to life itself.
Desire and Spiritual Alignment
The Nature of Desire in Various Philosophies
- The concept of desire is linked to collective well-being, with Christianity emphasizing union with God as a spiritual goal.
- In Kabbalistic philosophy, the ultimate desire is for spiritual perfection and understanding universal laws; this aligns with the law of attraction, which posits that desires can manifest reality.
- Stoicism, originating from Greek thought, focuses on aligning virtue with destiny and emphasizes self-improvement as a core aspect of human existence.
Understanding Personal Desire
- Distinguishing between genuine desire and reactive emulation is crucial; true desire stems from personal conviction rather than external influence.
- The aim is to cultivate authentic desires from within rather than conforming to societal expectations or peer pressure.
Changing Your World Through Responsibility
- Individuals have the power to change their own world; waiting for external events (like elections) to dictate personal change is ineffective.
- Emphasizing personal responsibility: one must focus on future actions instead of dwelling on past mistakes or circumstances.
Consequences of Actions
- Every action has consequences; understanding this principle helps individuals take ownership of their decisions moving forward.
- Acknowledging that all thoughts, words, and actions lead to effects reinforces the importance of conscious decision-making.
Taking Charge and Accountability
- By taking charge of one's life, individuals gain control over outcomes. This includes being responsible for both successes and failures.
- Delegating responsibility leads to a lack of control; true empowerment comes from owning one's choices in trading or any other aspect of life.
Mediocrity vs. Achievement
- Many fail to achieve their goals due to mediocrity—settling for half-hearted efforts instead of committing fully.
Understanding Personal Growth and Responsibility
The Challenge of Completion
- The speaker reflects on starting a book that was meant to be completed in two weeks but has remained unfinished for three months, highlighting the struggle with commitment.
Overcoming Shame and Embracing Accountability
- Discusses feelings of shame associated with failures and emphasizes the importance of learning from these experiences as part of personal growth.
Belief vs. Action
- Stresses that individuals often do not achieve what they want because they fail to believe in their goals or take consistent action towards them.
The Importance of Consistency
- The speaker shares personal anecdotes about setting high expectations (like waking up early) but failing to follow through, illustrating the gap between intention and action.
Building a Non-Mediocre Character
- Encourages listeners to reflect on their future actions, emphasizing that they must build a character that is committed to finishing what they start without mediocrity.
The Impact of Past Decisions
Learning from Past Choices
- Highlights how past decisions shape current circumstances but reassures that it’s possible to change the future by making better choices today.
Taking Responsibility for Change
- Urges individuals to recognize their power in modifying their present situation through conscious decision-making rather than dwelling on past mistakes.
Economic Awareness and Personal Mindset
Financial Lessons from Recent Events
- References the collapse of Silicon Valley Bank as an example of financial instability affecting many people, stressing the unpredictability of economic conditions.
Detachment from Negative News
- Shares a personal choice to avoid news for over ten years, arguing that maintaining mental clarity is essential for personal well-being amidst external chaos.
Rethinking Traditional Career Paths
Critique of Conventional Employment Advice
- Challenges traditional advice about job security and long-term employment, suggesting that societal norms have changed significantly over time.
Escaping the "Rat Race"
- Introduces Robert Kiyosaki's concept of "the rat race," where individuals work tirelessly without achieving financial freedom, advocating for a shift in mindset towards opportunities instead.
Embracing Opportunities Amidst Challenges
Finding Light in Adversity
- Encourages viewers to see challenges as opportunities rather than obstacles, reinforcing the idea that each individual can create their own path regardless of current circumstances.
Philosophy of Self-Help and Community Impact
Importance of Personal Well-being
- The speaker emphasizes that it doesn't matter if individuals are unsure about how to give gifts or feeling depressed; what matters is the changes they will implement in their lives.
- The philosophy shared by the speaker, rooted in Kabbalah, has been studied since 2008, highlighting a connection between personal growth and spiritual understanding.
The Airplane Analogy
- The analogy of an airplane's oxygen masks illustrates that one must first take care of themselves before helping others.
- In case of cabin pressure loss, passengers are instructed to put on their own masks before assisting children or elderly passengers, symbolizing self-care as a prerequisite for aiding others.
Self-Care Before Helping Others
- Individuals cannot solve others' problems if they have unresolved issues themselves; self-improvement is essential before extending help.
- This philosophy may seem selfish but ultimately empowers individuals to be stronger and more capable helpers once they have addressed their own challenges.
Transformative Potential Through Self-Aid
- By focusing on personal development over three months, individuals can significantly improve their lives and finances, enabling them to assist multiple people in their communities later.
- Successful figures like athletes often return to help their communities after achieving personal success, demonstrating the ripple effect of individual improvement.
Real-Life Examples and Lessons
- A boxer from a humble background exemplifies this principle by giving back to his community after achieving fame and wealth.
- His story underscores the importance of changing one's mindset first before being able to impact others positively.
The Twelve Riches: Foundations for Success
Key Attributes for Personal Growth
- The speaker introduces "12 riches," starting with a positive mental attitude as crucial for overcoming adversity. Influential authors like Brian Tracy and Napoleon Hill emphasize its significance.
Health and Relationships Matter
- Good physical health is vital; without it, financial success loses meaning. One should prioritize well-being to enjoy family life fully.
Harmony in Human Relations
- Maintaining harmonious relationships contributes significantly to overall richness in life. Positive interactions lead to better outcomes across various aspects of life.
Overcoming Fear and Embracing Purpose
- Freedom from fear allows individuals to make decisions confidently without being paralyzed by anxiety or scarcity mentality.
Faith as a Driving Force
- Regardless of religious beliefs, having faith—whether spiritual or secular—is essential for pursuing goals effectively.
Spiritual Forces and the Importance of Sharing
The Role of Spiritual Belief
- The speaker emphasizes that spiritual belief can empower individuals, making it easier to achieve their goals through positive mental attitudes and improved relationships.
- Sharing is presented as a form of spiritual currency, akin to earning love and light, which enhances personal connections and community bonds.
Love as a Fundamental Wealth
- The speaker reflects on the importance of love in their life, highlighting familial love as a source of strength and motivation for others present.
- Love is described as one of the greatest experiences in human nature, encouraging participants to maintain an open mind throughout the seminar.
Embracing Open-Mindedness
- Participants are urged to approach new ideas with openness, suggesting that trying new things can lead to unexpected benefits.
- Self-discipline is identified as crucial for personal growth; committing daily to tasks like reading or self-reflection fosters success.
Understanding Human Relationships
Complexity of Human Interactions
- The speaker discusses how complex human relationships often lead to misunderstandings due to emotional reactivity.
- Learning to listen without judgment is essential; understanding different perspectives can help resolve conflicts.
Coaching Insights
- Through ontological coaching, the speaker has learned the value of empathy—putting oneself in another's shoes helps clarify differing viewpoints.
- Recognizing that each person's background influences their perspective allows for greater compassion and understanding in interactions.
Economic Security and Its Impact
Financial Stability as a Foundation
- Economic security is deemed vital for ease in life; financial stability simplifies many aspects of living.
- The seminar aims not only at material wealth but also at fostering economic security for participants' families and communities.
Meditation: Preparing Mind and Body
Introduction to Meditation Practice
- A meditation session is introduced as a preparatory exercise aimed at calming both mind and body over several days leading up to Friday.
Understanding Theta Waves
- Theta waves are explained as a state where the body sleeps while the mind remains conscious—a space conducive for transformative experiences during meditation.
Focus During Meditation
Meditation and Mindfulness Techniques
The Importance of Focus in Meditation
- The speaker emphasizes the need to concentrate on the present moment, suggesting that distractions about daily tasks can hinder meditation.
- A recommendation is made to focus solely on music during meditation sessions to enhance effectiveness.
Establishing a Routine for Meditation
- Participants are encouraged to sit in the same chair at the same time each day, which helps create a sense of comfort and routine.
- The task for participants is outlined: spend 10 minutes each day sitting still, with an emphasis on gradually increasing their ability to remain quiet.
Guided Meditation Instructions
- Participants are instructed to close their eyes and remain completely still; even achieving three minutes of stillness is considered progress.
- Future sessions will introduce more complex meditation techniques aimed at building a new personal identity.
Preparing for the Meditation Session
- Technical preparations are discussed, including sound settings and options for privacy during the session.
- The goal of this exercise is clarified: participants should become aware of their bodies while remaining motionless.
Body Awareness During Meditation
- Participants are guided through a body awareness exercise, focusing on different parts from toes to head while maintaining breath control.
- Emphasis is placed on recognizing sensations in various body parts as part of becoming more conscious during meditation.
Reflection After Meditation
- At the end of the session, participants share their experiences; some found it challenging but beneficial.
Understanding Financial Change
Introduction to Personal Finance Goals
- The speaker invites participants to share their reasons for attending, emphasizing the need to address financial issues and seek clarity.
- A participant expresses a desire to change their approach to finances, aiming for economic stability and prudent management.
Shifting Mindsets and Habits
- Another participant highlights the importance of changing mentalities and habits, focusing on improving financial literacy and managing debts intelligently.
- The speaker acknowledges the transformative power of mindset changes in personal finance, encouraging participants to embrace this journey.
Setting Expectations for Growth
- A participant shares their motivation for seeking personal and financial change after previous courses, indicating a focus on personal well-being as a foundation for broader success.
- The speaker reassures participants about the process ahead, stressing that they will take time to ensure understanding of new concepts.