월배당500만원 달성하게 해준 ETF ( 이번엔 6개 ETF를 기억하세요)

Investment Strategies in a Down Market

The Importance of Dividend Investing

• The speaker emphasizes that during stock market downturns, many investors feel validated in their dividend investment choices, viewing declines as opportunities to accumulate more shares at lower prices.

• Despite the potential benefits of downturns, many investors fear them due to a lack of available funds for additional purchases, especially when investing solely in growth stocks which do not provide cash flow until sold.

Monthly Dividend Income Overview

• In early February, the speaker received approximately 4.7 million KRW in dividends: 2.47 million KRW for themselves, 1.95 million KRW for their spouse, and 310 thousand KRW for their child.

• The cumulative dividends from January to February have shown an upward trend over the years, with recent figures indicating stability after reaching around 5 million KRW.

Investment Strategy During Market Fluctuations

• The speaker plans to reinvest the February dividends into dividend-paying ETFs by mid-February, focusing on both domestic and U.S.-listed ETFs.

• Three domestic ETFs related to REITs are highlighted: KODEX Real Estate ETF and TIGER Real Estate Infrastructure ETFs.

Evaluating Long-term Performance of REITs

• Investors are encouraged to consider whether REIT investments will appreciate long-term like major indices (KOSPI 200 or NASDAQ), or if they will fluctuate within a certain range.

• A specific monthly dividend ETF is mentioned with an annual expected distribution rate of about 17%, primarily driven by options premiums.

Key Domestic and U.S. Dividend Stocks

• Notable domestic high-dividend stocks include KODEX Financial High Dividend ETF and other companies benefiting from recent corporate law changes regarding share buybacks.

• For U.S. investments, the focus is on semiconductor stocks and big tech companies; however, only one semiconductor-related monthly dividend ETF is currently available.

Diversification Strategy for Mid-February Investments

• The speaker suggests selecting three domestic ETFs and three U.S. ETFs for diversification but stresses that not all investments should be equally weighted based on individual performance metrics.

• Emphasizes strategic allocation based on market conditions rather than equal distribution across selected assets.

Future Topics and Updates

• Upcoming discussions will cover updates on safe asset allocations within portfolios and insights into S&P 500 lineups including various active strategies.